US UK Expat Tax Advisors

FBAR Filing Checklist 2026: Do You Need to File FinCEN Form 114?

Use this free FBAR checklist to determine whether you must file FinCEN Form 114 (FBAR) for 2026, gather everything you need, and understand your deadlines. FBAR penalties reach up to $10,000 per year for non-wilful failures, as adjusted annually for inflation — use this checklist to make sure you are fully prepared.

FBAR Obligation Checker

Answer the questions below to find out if you need to file an FBAR for 2026.

FBAR Preparation Checklist

If you are required to file an FBAR, gather the following information for every foreign financial account you held at any point during 2026:

For Each Foreign Account

Accounts That May Require Reporting

Filing Deadlines

If you need help identifying which accounts require FBAR reporting, converting foreign currency values to USD, or filing delinquent FBARs from prior years, our cross-border tax team can assist.

Book a consultation → to discuss your FBAR obligations and ensure full compliance with US reporting requirements.

Also see our comprehensive FBAR Filing Guide for full details on thresholds, penalties, and filing procedures.

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